| Travel insurance is an important but often overlooked | | | | Many companies do not offer refunds and you could |
| part of your vacation. Whether you are traveling to a | | | | be out thousands of dollars. There are many things |
| foreign country or to the next state you should | | | | out of your control that can mess with your plans. |
| consider travel insurance. | | | | Refunds are tough to get sometimes. |
| Some of the reasons to have insurance are to cover | | | | Other popular coverage is loss of baggage, baggage |
| medical expenses, life insurance for your family, or | | | | delay, travel delay, dental, 24 Hour Traveler |
| trip insurance when something goes wrong. | | | | Assistance, and accidental death. |
| If you have medical coverage, check with your | | | | If you are driving out of the country definitely check |
| insurer to find out the specifics regarding your | | | | with your auto insurer. Purchase any extra coverage |
| planned destination. | | | | needed. You may want to ask about an international |
| You can buy medical coverage for the duration of | | | | roadside assistance policy. |
| your trip or for longer periods. Some travel insurance | | | | Auto breakdowns and accidents are bad enough at |
| policies cover multiple trips of specific duration. Some | | | | home but the problems are compounded abroad. |
| will cover you for travel up to a year. | | | | Check with your credit card company. You may have |
| Planning a skiing or mountain climbing vacation? You | | | | some coverage if you purchase your vacation with |
| may want to consider evacuation insurance. If you | | | | their card. |
| need to be rescued it is quite possible that the you | | | | If you are traveling with a group you may be able to |
| will end up with a hefty bill to pay for the service. | | | | get coverage cheaper as a group rather than |
| If you are going on a cruise, taking an organized tour | | | | individually. |
| or just flying on an airplane you may want trip | | | | Sometimes you will pay more for less coverage if |
| cancellation insurance. You or a family member may | | | | you buy it through a travel agent who makes a nice |
| get sick at the last minute or your plans may change | | | | commission. This is not always the case but it's your |
| unexpectedly. | | | | money. Shop around for the best deal. |